CCR Insights

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Preserving Your Family Business with Long Term Care Planning

As a business owner, planning for long-term care (LTC) is crucial for protecting your legacy. Consider working with a CCR insurance professional to protect for your family’s business for years to come.

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Putting Your Company’s Surplus Funds to Work

If your company is in the enviable position of having more funds on hand than are needed for current operations, you can make the most of these surplus funds by investing them. When examining possible investment options, there are several main points to consider: safety; after-tax yield; and liquidity. In addition, you should also examine…

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Making Cash Flow Count with Tax-Smart Strategies

When it comes to managing your finances, even small decisions can make a big difference. By understanding your cash flow and approaching it with a strategic, tax-intelligent mindset, you can make your money work harder for you and move closer to your long-term goals.

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From Saving to Spending Build a Tax-Smart Withdrawal Strate

A smart, tax-efficient withdrawal strategy can help you make the most of your savings, ensuring a fulfilling and confident retirement. Start planning today!

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5 Tax Strategies to Maximize Returns and Minimize Burdens

Learn how to boost returns and minimize taxes with five simple strategies.

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January 2025 Market Outlook

In 2025, potential policy shifts, including tariffs and deregulation, may impact the market. Although tariffs face criticism, they haven’t hindered S&P 500 growth historically. Previous deregulation efforts in energy led to poor performance. With a narrow majority in the House, policy changes may be challenging, prompting investors to stay cautious amid uncertainty.

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Social Security Says 2.5% COLA in 2025

Social Security beneficiaries will receive a 2.5% increase in 2025, per the Social Security Administration. The COLA adjustment will impact over 72.5 million beneficiaries. Beneficiaries will receive a new one-page COLA summary detailing the new benefits and the exact date the 2025 adjustment will start.

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2025 Federal Income Tax Charts

Don’t let tax season catch you off guard! Plan ahead with this chart that summarizes key tax info based on income levels.

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2025 Retirement Contribution Limits

The 2025 contribution limits for retirement plans are now live! Check out the chart for key differences from 2024.

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Explore the Potential of Charitable Trusts

Are you looking to make a lasting impact while also reaping potential tax benefits? Charitable trusts could be your answer!

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Year-End Charitable Giving Strategies to Consider

As December 31 approaches, charitable giving becomes top of mind for many individuals. Whether driven by a desire to maximize tax incentives, honor a loved one, or thoughtfully allocate year-end bonuses, this season is a strategic time for philanthropy. For high-net-worth (HNW) and ultra-high-net-worth (UHNW) individuals, giving often requires careful planning and involves more advanced…

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Turn Your RMDs into Charitable Donations

High Net Worth & Ultra High Net Worth individuals can leverage advanced strategies to maximize charitable impact while optimizing tax benefits!

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5 Reasons to Rethink Financial Wellness

Starting a financial wellness program can help increase employee productivity and lessen presenteeism.

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Social Security Benefits Are Projected To Rise 2.5% In 2025

Social Security and SSI benefits for more than 72.5 million Americans will increase 2.5% in January 2025.

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How Sustainable Investing Combines Profit with Purpose

As you near retirement, you may start considering the legacy you’ll leave behind. Consider sustainable investing, which offers a way to leave a positive impact while accumulating wealth.

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Understanding Qualified Charitable Distributions (QCDs)

As you build your legacy, considering how to leverage your charitable contributions can be a fulfilling endeavor. Qualified Charitable Distributions (QCDs) can offer an opportunity to support your favorite causes and manage your retirement income. Here are some factors to consider with QCDs and how they’ve changed based on recent legislation, such as the SECURE…

291

5 Financial Steps Before Starting Your Home Search

Doing some financial housekeeping before purchasing a home can pay dividends in the long run, especially if you’re attempting to buy in a competitive market.

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Voice of Business – Worcester Regional Chamber of Commerce Interview

Vincenzo Palmerino gave a spectacular interview on the Worcester Regional Chamber of Commerce’s radio show, the Voice of Business!

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Business Succession Planning

Business owners often prioritize daily operations and growth, neglecting the critical issue of succession planning. This whitepaper explores the importance of business succession planning, outlines essential steps to create a comprehensive plan, and emphasizes the need for proactive measures to ensure business continuity.

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Considerations During Medicare’s Open Enrollment

How long has it been since you’ve reviewed your Medicare policy? With open enrollment fast approaching, there are a few questions you may want to ask yourself before you renew, add, drop, or switch coverage.