CCR Insights

317

5 Retirement Strategies for Small-Business Owners

Learn common mistakes small business owners make, and the steps to take when building toward the retirement you desire.

318

11 Ways A 401k May Reduce Your Tax Liabilities

Your company’s 401(k) plan is one often overlooked but powerful tool to manage your tax liabilities effectively.

316

Tax Efficient Withdrawal Strategies for Retirement

Managing income during retirement is often less straightforward than it was during working years. Instead of accumulating wealth, you’re now spending that hard-earned nest egg. By implementing effective tax strategies, you can potentially reduce your tax burden and maximize your retirement income.   The Power of Tax Diversification Tax diversification involves spreading your savings across…

315

A Comprehensive Guide to Tax Intelligent Planning 2025

Dive into our comprehensive tax planning guide to learn how to minimize taxes and maximize your income during retirement!

314

Tips for Practicing Good Portfolio Hygiene

Do you have good portfolio hygiene? Here’s how setting clear financial goals, developing a long-term plan, and conducting regular “check-ups” can help mitigate risks posed by market and economic shifts.

Market Update Banner

March 12 Market Update

CCR views the current bout of market volatility as a normal process of pressure-relief for a market that has been burdened by excessive valuations.

313

Money Myth: Investing is Only for Men

Women have historically invested less than men, but as women educate themselves, they have the power to redefine this narrative.

312

Reduce Your Tax Burden with 5 Strategies

As your assets grow, consider ways to maximize returns and minimize taxes with these 5 tax-efficient investment strategies!

310

Social Security & The Tax Factor

Did you know that once you start receiving Social Security, up to 85% of your benefits may be taxable?

309

Explore These Tax-Savvy Investment Strategies

As you grow and manage your wealth, consider these five tax-efficient investment strategies that could help optimize returns and minimize your tax burden!

308

2025 Retirement Contribution Limits and Updates

Significant changes to contribution limits and income restrictions offer new opportunities for savers, especially for those utilizing 401(k)s, IRAs, and catch-up contributions. Here’s a comprehensive guide to these updates!

311

Insurance Costs Spike Amid Surge In Natural Disasters

A new Treasury report reveals that home insurance premiums in high-risk areas are averaging $2,321—that’s 82% higher than in lower-risk regions.

306

Estimating the Cost of College

It doesn’t take a degree in finance to see that the cost of college continues to rise. If your child is approaching college age, a good first step is estimating the potential costs.

304

Preserving Your Family Business with Long Term Care Planning

As a business owner, planning for long-term care (LTC) is crucial for protecting your legacy. Consider working with a CCR insurance professional to protect for your family’s business for years to come.

303

Putting Your Company’s Surplus Funds to Work

If your company is in the enviable position of having more funds on hand than are needed for current operations, you can make the most of these surplus funds by investing them. When examining possible investment options, there are several main points to consider: safety; after-tax yield; and liquidity. In addition, you should also examine…

302

Making Cash Flow Count with Tax-Smart Strategies

When it comes to managing your finances, even small decisions can make a big difference. By understanding your cash flow and approaching it with a strategic, tax-intelligent mindset, you can make your money work harder for you and move closer to your long-term goals.

301

From Saving to Spending Build a Tax-Smart Withdrawal Strate

A smart, tax-efficient withdrawal strategy can help you make the most of your savings, ensuring a fulfilling and confident retirement. Start planning today!

300

5 Tax Strategies to Maximize Returns and Minimize Burdens

Learn how to boost returns and minimize taxes with five simple strategies.

Jan 2025 Market Outlook Banner

January 2025 Market Outlook

In 2025, potential policy shifts, including tariffs and deregulation, may impact the market. Although tariffs face criticism, they haven’t hindered S&P 500 growth historically. Previous deregulation efforts in energy led to poor performance. With a narrow majority in the House, policy changes may be challenging, prompting investors to stay cautious amid uncertainty.

299

Social Security Says 2.5% COLA in 2025

Social Security beneficiaries will receive a 2.5% increase in 2025, per the Social Security Administration. The COLA adjustment will impact over 72.5 million beneficiaries. Beneficiaries will receive a new one-page COLA summary detailing the new benefits and the exact date the 2025 adjustment will start.