Our Process

Personalized. Goal-driven. Adaptable. Disciplined.

When we ask our clients how they would describe the CCR Wealth Management process,
these are the words they use. We have honed our process over two decades, striving for a
combination of disciplined oversight and adaptability as the market and our clients’ lives change.

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We meet most clients through a personal or professional referral, and we welcome them to CCR Wealth Management in an initial meeting during which we listen carefully, learning about their lives, businesses and financial goals. We gather information and evaluate every last financial detail, completing a full examination of existing financial circumstances. This “financial biography” allows us to conduct the most thorough analysis possible. We determine what needs attention immediately, and work with you to assess longer term priorities.

While following the highest industry standards in our process, we listen to you and work with you. We never dictate, and at CCR Wealth, each client’s financial plan is completely unique.

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In the second step of our process, we sit down with you to create a strategy together. We identify and collaborate on goals and objectives that incorporate our experience with your unique goals and plans. Our Financial Planning group then builds a customized, individualized financial plan, and a team whose experience best matches your specific needs reviews this plan with you.

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Implementing all financial plans with your goals as our guide, an account is then mobilized with Cetera and a corresponding 401K record keeper. Our Client Services group sets up any necessary transfers, and investments are reallocated to our investment models, where they will be closely monitored by our Investment committee.

Investments are monitored daily for market and economic changes and client needs. We meet with all clients at least twice a year, and often on a quarterly basis. Close communication is a hallmark of the CCR Wealth process, and we often talk with clients at their homes or
businesses to better understand their lives and priorities.

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We understand that nothing remains constant except change! That's why we handle almost all client needs in-house, monitoring accounts daily, and adjusting your financial plan as your lives and the markets move.

Our ongoing approach is strategy-driven rather than product-driven. Our methodologies, internal due-diligence, in-house Investment Committee recommendations and customized investment allocations ensure that you receive ongoing advice and guidance specific to your priorities.

We believe that an informed investor is a successful investor. We educate our clients, ensuring that you understand everything from your portfolio’s asset composition to the technical aspects of the broader financial markets. A hands-on, straightforward approach helps you make the educated decisions you need to gain financial independence.

All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. Rebalancing may be a taxable event. Before your take any specific action be sure to consult with your tax professional.

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Review & Adjust

Many of our clients have been with us for a decade or longer, and one of the most rewarding aspects of our work is being with them for life’s milestones, from births to graduations, starting a business to selling it, planning for retirement to enjoying life after work.

As your life and financial goals change, we adapt and re-evaluate, making sure each aspect of your financial plan is optimal and add or change strategies as needed.

While your life may change course, our process and oversight is constant, keeping your financial plan moving forward at all times.