Our Process

Our Process

Personalized. Goal-driven. Adaptable. Disciplined.

When we ask clients how they would describe the CCR Wealth Management process,
these are the words they use. We have honed our process over two decades, and strive for a
combination of disciplined oversight and adaptability as the market and our clients’ lives change.

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Personalize

We meet most clients through a personal or professional referral, and we welcome them
to CCR Wealth Management in an initial meeting during which listen carefully, learning about their lives, businesses and financial goals. We gather information and evaluate every last financial detail, completing a full examination of existing financial circumstances. This thorough “financial biography” allows us to conduct the most thorough analysis possible. We determine what needs attention immediately, and work with the client to assess longer
term priorities.

While we follow the highest industry standards in our process, we listen to you and work with
you - we never dictate, and at CCR Wealth, each client’s financial plan is completely unique.

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Strategize

In the second step of our process, we sit down with the client to create a strategy together.
We identify and collaborate on goals and objectives that incorporate our expertise with
your unique goals and plans. Our Financial Planning group then builds a comprehensive,
individualized financial plan, and a team whose expertise best matches your specific needs
reviews this plan with you.

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Mobilize

Implementing all financial plans with your goals as our guide, an account is then mobilized with Cetera and a corresponding 401K record keeper. Our Client Services group sets up any necessary transfers, and investments are reallocated to our investment models, where they will be closely monitored by our Investment committee.

Investments are monitored daily for market and economic changes and client needs. We meet with all clients at least twice a year, and often on a quarterly basis. Close communication is a hallmark of the CCR Wealth process, and we often talk with clients at their homes or
businesses to better understand their lives and priorities.

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Grow

Understanding that nothing remains constant except change, we handle almost all client needs in-house, monitoring accounts daily, and adjusting each client’s financial plan as their lives and the markets move.

Our ongoing approach is strategy-driven rather than product-driven. Our methodologies, internal due-diligence, in-house Investment Committee recommendations and customized investment allocations ensure that you receive ongoing advice and guidance specific to your priorities.

We believe that an informed investor is a successful investor. We educate our clients, ensuring that you understand everything from your portfolio’s asset composition to the technical aspects of the broader financial markets. A hands-on, straightforward approach helps you make the educated decisions you need to gain financial independence.

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Review & Adjust

Many of our clients have been with us for a decade or longer, and one of the most rewarding aspects of our work is being with them for life’s milestones, from births to graduations, starting a business to selling it, planning for retirement to enjoying life after work.

As your life and financial goals change, we adapt and re-evaluate, making sure each aspect of your financial plan is optimal and adding or changing strategies as needed.

While your life may change course, our process and oversight is constant, keeping your financial plan moving forward at all times.