Group Insurance Plans

We provide the framework and the solutions to help you select flexible, cost effective group health and life plans that provide the best possible coverage. We take a personalized approach within a five-step systematic process that we have refined through the years.

1. Analysis and Determination of Benefit Needs: We meet with you to identify your company’s goals and discuss how available benefit packages can meet those needs.
2. Review and Evaluation of Existing Benefits: We review your existing plan design, cost effectiveness, employee out-of-pocket costs, employee/employer premium contribution levels, network compatibility, and multi-plan design options.
3. Presentation of Benefit Solutions and Design: We recommend a plan design and funding alternatives designed to reduce cost and enhance cash flow. Solutions can include traditional HMO or POS coverage, multiple plan designs, health savings accounts, and health reimbursement arrangements.
4. Benefit Program Installation: We coordinate installation of plans at renewal including educational and enrollment meetings with your employees.
5. Ongoing Support and Renewal Reviews: We provide support that includes facilitating enrollment of new employees and responding to employer and employee questions or concerns about benefits.