Comprehensive Financial Planning

Financial Planning for Your Life and Legacy

We understand that financial planning is not a single event — it’s a process. As your household prioritizes, organizes, and evaluates your finances, we discuss your plan with you on an ongoing basis and align it with your evolving goals.

CCR Wealth’s Financial Planning Services

Our financial services are tailored to specifically support your family's goals.

Investment Management

Retirement Planning

Insurance Needs Planning

Estate Planning Coordination

Tax
Optimization

Wealth Accumulation

Cash Flow Management

Donating to
Charity

A Systematic Approach

We take a disciplined, organized approach to establishing your solid financial plan. In practice, our approach involves these six key steps, executed by your dedicated planning team.

  1. Evaluate Your Current Net Worth
  2. Assess Your Current Financial Plan
  3. Establish Your Risk Tolerance
  4. Review Your Estate and Tax Information
  5. Develop a Savings Plan
  6. Establish Your Goals Financially

*These examples are hypothetical only and do not represent the actual performance of any particular investments. Investments in securities do not offer a fixed rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and when sold or redeemed, you may receive more or less than originally invested.

A Shared Philosophy

We continually refine and update your plan relying on the two pillars of portfolio development: financial planning and investment management. Financial planning is an invaluable component of your overall investment plan. It serves both as a guide to asset allocation and investment risk tolerance and provides a measurement of your financial strength. Through shared planning and investing, we’re better positioned to help you pursue your goals.

*These examples are hypothetical only and do not represent the actual performance of any particular investments. Investments in securities do not offer a fixed rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and when sold or redeemed, you may receive more or less than originally invested.

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Check Out the Latest CCR Insights

CCR Wealth’s team of experienced professionals work together to create insights, provide original analysis, simplify complex financial topics and answer your questions. This collection of CCR Wealth-created and curated videos and written commentary drills down to the essential information you need.

Making Cash Flow Count with Tax-Smart Strategies

By CCR WM | January 16, 2025

When it comes to managing your finances, even small decisions can make a big difference. By understanding your cash flow and approaching it with a strategic, tax-intelligent mindset, you can make your money work harder for you and move closer to your long-term goals.

From Saving to Spending Build a Tax-Smart Withdrawal Strate

By CCR WM | January 14, 2025

A smart, tax-efficient withdrawal strategy can help you make the most of your savings, ensuring a fulfilling and confident retirement. Start planning today!

5 Tax Strategies to Maximize Returns and Minimize Burdens

By CCR WM | January 9, 2025

Learn how to boost returns and minimize taxes with five simple strategies.

January 2025 Market Outlook

By CCR WM | January 8, 2025

In 2025, potential policy shifts, including tariffs and deregulation, may impact the market. Although tariffs face criticism, they haven’t hindered S&P 500 growth historically. Previous deregulation efforts in energy led to poor performance. With a narrow majority in the House, policy changes may be challenging, prompting investors to stay cautious amid uncertainty.

Social Security Says 2.5% COLA in 2025

By CCR WM | January 7, 2025

Social Security beneficiaries will receive a 2.5% increase in 2025, per the Social Security Administration. The COLA adjustment will impact over 72.5 million beneficiaries. Beneficiaries will receive a new one-page COLA summary detailing the new benefits and the exact date the 2025 adjustment will start.

2025 Federal Income Tax Charts

By CCR WM | January 2, 2025

Don’t let tax season catch you off guard! Plan ahead with this chart that summarizes key tax info based on income levels.

2025 Retirement Contribution Limits

By CCR WM | December 19, 2024

The 2025 contribution limits for retirement plans are now live! Check out the chart for key differences from 2024.

Explore the Potential of Charitable Trusts

By CCR WM | December 17, 2024

Are you looking to make a lasting impact while also reaping potential tax benefits? Charitable trusts could be your answer!

Year-End Charitable Giving Strategies to Consider

By CCR WM | December 12, 2024

As December 31 approaches, charitable giving becomes top of mind for many individuals. Whether driven by a desire to maximize tax incentives, honor a loved one, or thoughtfully allocate year-end bonuses, this season is a strategic time for philanthropy. For high-net-worth (HNW) and ultra-high-net-worth (UHNW) individuals, giving often requires careful planning and involves more advanced…

Turn Your RMDs into Charitable Donations

By CCR WM | December 10, 2024

High Net Worth & Ultra High Net Worth individuals can leverage advanced strategies to maximize charitable impact while optimizing tax benefits!