An Inclusive Approach
We work with more than 300 qualified plans and thousands of participants in the Greater New England area and throughout the US. CCR Wealth streamlines and provides comprehensive ongoing support in this complex process, identifying the highest quality retirement plans to meet the needs of your business and its employees.
- Fiduciary responsibility support
- Investment policy statement establishment, review, revision
- Creation of fiduciary audit file for plan trustees
- Participant and trustees' education and communication
Fulfill Your Responsibilities
ERISA law requires that companies offering corporate retirement plans act prudently to meet their fiduciary responsibilities. CCR Wealth supports clients in meeting those obligations. Our model provides co-fiduciary insulation for plan sponsors, helping to ensure employees’ required investment needs are being met through the plan.
- Vendor selection
- Investment selection and monitoring
- Plan benchmarking
- Ongoing service and support
A Wide Range Of Options
Working with some of the top retirement plan providers, we offer an array of products tailored to your specific situation. With no proprietary products to sell, we work with you to select the most appropriate investment alternative for your needs:
401(k) Plans
Defined Benefit Plans
403(b) Plans
Cash Balance Plans
Profit Sharing Plans
Simple-IRAs & SEP-IRAs
An Objective, Carefully Tailored Process
Through a seven-step process, we work with you to define, analyze, meet and monitor your firm’s retirement plan goals.
- Identify Goals and Objectives: We help prioritize your goals, including partner savings, employee benefits, legal compliance and firm tax efficiency.
- Evaluate Current Plan: We help determine the ideal retirement plan design and investment platform options. We then gather multiple proposals and analyze them to find the best fit for your company.
- Present Recommendations: We review the plan design and investment platform options with you to help you determine the solution that best aligns with your firm’s goals and objectives.
- Establish Fiduciary Audit File: We work with you to help ensure your firm meets all its fiduciary responsibilities and is compliant now and in the future.
- Conduct Enrollment and Education: Our team conducts enrollment and education meetings for you and your employees to boost plan participation for both trustee and plan participants.
- Monitor, Report, and Educate: We conduct yearly review meetings and educate all parties about new laws, investment options and market conditions.
- Provide Ongoing Support: We provide general retirement plan consulting services, retirement plan administration
services, and financial planning for highly compensated employees.
Have a Question?
Let's Talk.
Our Financial Team has years of combined experience, and we're here to help you through your financial journey. Reach out today.
Check Out the Latest CCR Insights
CCR Wealth’s team of experienced professionals work together to create insights, provide original analysis, simplify complex financial topics and answer your questions. This collection of CCR Wealth-created and curated videos and written commentary drills down to the essential information you need.
2025 Retirement Contribution Limits and Updates
Significant changes to contribution limits and income restrictions offer new opportunities for savers, especially for those utilizing 401(k)s, IRAs, and catch-up contributions. Here’s a comprehensive guide to these updates!
Managing Money as a Couple
Managing money as a couple usually isn’t so difficult, but waiting too long to ask (or answer) those questions might have some consequences.
Insurance Costs Spike Amid Surge In Natural Disasters
A new Treasury report reveals that home insurance premiums in high-risk areas are averaging $2,321—that’s 82% higher than in lower-risk regions.
Estimating the Cost of College
It doesn’t take a degree in finance to see that the cost of college continues to rise. If your child is approaching college age, a good first step is estimating the potential costs.
Preserving Your Family Business with Long Term Care Planning
As a business owner, planning for long-term care (LTC) is crucial for protecting your legacy. Consider working with a CCR insurance professional to protect for your family’s business for years to come.
Putting Your Company’s Surplus Funds to Work
If your company is in the enviable position of having more funds on hand than are needed for current operations, you can make the most of these surplus funds by investing them. When examining possible investment options, there are several main points to consider: safety; after-tax yield; and liquidity. In addition, you should also examine…
Making Cash Flow Count with Tax-Smart Strategies
When it comes to managing your finances, even small decisions can make a big difference. By understanding your cash flow and approaching it with a strategic, tax-intelligent mindset, you can make your money work harder for you and move closer to your long-term goals.
From Saving to Spending Build a Tax-Smart Withdrawal Strate
A smart, tax-efficient withdrawal strategy can help you make the most of your savings, ensuring a fulfilling and confident retirement. Start planning today!
5 Tax Strategies to Maximize Returns and Minimize Burdens
Learn how to boost returns and minimize taxes with five simple strategies.
January 2025 Market Outlook
In 2025, potential policy shifts, including tariffs and deregulation, may impact the market. Although tariffs face criticism, they haven’t hindered S&P 500 growth historically. Previous deregulation efforts in energy led to poor performance. With a narrow majority in the House, policy changes may be challenging, prompting investors to stay cautious amid uncertainty.