Comprehensive Financial Planning

Financial Planning for Your Life and Legacy

We understand that financial planning is not a single event — it’s a process. As your household prioritizes, organizes, and evaluates your finances, we discuss your plan with you on an ongoing basis and align it with your evolving goals.

CCR Wealth’s Financial Planning Services

Our financial services are tailored to specifically support your family's goals.

Investment Management

Retirement Planning

Insurance Needs Planning

Estate Planning Coordination

Tax
Optimization

Wealth Accumulation

Cash Flow Management

Donating to
Charity

A Systematic Approach

We take a disciplined, organized approach to establishing your solid financial plan. In practice, our approach involves these six key steps, executed by your dedicated planning team.

  1. Evaluate Your Current Net Worth
  2. Assess Your Current Financial Plan
  3. Establish Your Risk Tolerance
  4. Review Your Estate and Tax Information
  5. Develop a Savings Plan
  6. Establish Your Goals Financially

*These examples are hypothetical only and do not represent the actual performance of any particular investments. Investments in securities do not offer a fixed rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and when sold or redeemed, you may receive more or less than originally invested.

A Shared Philosophy

We continually refine and update your plan relying on the two pillars of portfolio development: financial planning and investment management. Financial planning is an invaluable component of your overall investment plan. It serves both as a guide to asset allocation and investment risk tolerance and provides a measurement of your financial strength. Through shared planning and investing, we’re better positioned to help you pursue your goals.

*These examples are hypothetical only and do not represent the actual performance of any particular investments. Investments in securities do not offer a fixed rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and when sold or redeemed, you may receive more or less than originally invested.

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Check Out the Latest CCR Insights

CCR Wealth’s team of experienced professionals work together to create insights, provide original analysis, simplify complex financial topics and answer your questions. This collection of CCR Wealth-created and curated videos and written commentary drills down to the essential information you need.

2025 Retirement Contribution Limits

By CCR WM | December 19, 2024

The 2025 contribution limits for retirement plans are now live! Check out the chart for key differences from 2024.

Explore the Potential of Charitable Trusts

By CCR WM | December 17, 2024

Are you looking to make a lasting impact while also reaping potential tax benefits? Charitable trusts could be your answer!

Year-End Charitable Giving Strategies to Consider

By CCR WM | December 12, 2024

As December 31 approaches, charitable giving becomes top of mind for many individuals. Whether driven by a desire to maximize tax incentives, honor a loved one, or thoughtfully allocate year-end bonuses, this season is a strategic time for philanthropy. For high-net-worth (HNW) and ultra-high-net-worth (UHNW) individuals, giving often requires careful planning and involves more advanced…

Turn Your RMDs into Charitable Donations

By CCR WM | December 10, 2024

High Net Worth & Ultra High Net Worth individuals can leverage advanced strategies to maximize charitable impact while optimizing tax benefits!

5 Reasons to Rethink Financial Wellness

By CCR WM | December 6, 2024

Starting a financial wellness program can help increase employee productivity and lessen presenteeism.

Social Security Benefits Are Projected To Rise 2.5% In 2025

By CCR WM | December 3, 2024

Social Security and SSI benefits for more than 72.5 million Americans will increase 2.5% in January 2025.

How Sustainable Investing Combines Profit with Purpose

By CCR WM | November 26, 2024

As you near retirement, you may start considering the legacy you’ll leave behind. Consider sustainable investing, which offers a way to leave a positive impact while accumulating wealth.

Understanding Qualified Charitable Distributions (QCDs)

By CCR WM | November 21, 2024

As you build your legacy, considering how to leverage your charitable contributions can be a fulfilling endeavor. Qualified Charitable Distributions (QCDs) can offer an opportunity to support your favorite causes and manage your retirement income. Here are some factors to consider with QCDs and how they’ve changed based on recent legislation, such as the SECURE…

5 Financial Steps Before Starting Your Home Search

By CCR WM | November 19, 2024

Doing some financial housekeeping before purchasing a home can pay dividends in the long run, especially if you’re attempting to buy in a competitive market.

Voice of Business – Worcester Regional Chamber of Commerce Interview

By CCR WM | November 18, 2024

Vincenzo Palmerino gave a spectacular interview on the Worcester Regional Chamber of Commerce’s radio show, the Voice of Business!